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VRA · Nasdaq · United States · Leather & Leather Products
In shortVera Bradley, Inc. is loss-making.
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | -11.8% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -17.7% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -30.8% | 0/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | – | n/a |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 2.37× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | – | n/a |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | – | n/a |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | – | n/a |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 4.78 | 94/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | -4.9% | 0/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 2 of 5 | 25/100 |
Weight in the score: 20%
| Profitable years (last 5) | 2 of 5 | 40/100 |
|---|---|---|
| Years of revenue decline (last 5) | 4 of 5 | 0/100 |
| Revenue growth volatility | 15.0% | 55/100 |
| Operating margin volatility | 10.2% | 17/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -18.6% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 540 | 500 | 384 | 319 | 270 |
| Cost of revenue | 253 | 261 | 180 | 160 | 145 |
| Gross profit | 288 | 239 | 204 | 159 | 125 |
| Selling, general & admin | 262 | 265 | 193 | 188 | 158 |
| Operating income | 27 | (95) | 12 | (29) | (32) |
| Pre-tax income | 27 | (95) | 12 | (28) | (32) |
| Income tax | 6.4 | (16) | 3.7 | 5.3 | 0.3 |
| Net income | 18 | (60) | 7.8 | (62) | (48) |
| Diluted EPS | $0.52 | −$1.90 | $0.25 | −$2.15 | −$1.71 |
| Diluted shares (millions) | 34 | 32 | 31 | 29 | 28 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
4.78 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
4/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Aug 1, 2026 · Data updated Sep 15, 2026