The problems we solve.
Judging a company's soundness should not take hours of reading, an overpriced terminal or blind trust in unverifiable figures. Here are the obstacles investors and professionals face, and how Scorvest removes them.
For individual investors
You invest your own savings and want to know what you are putting your money into.
Annual reports are unreadable
An annual report often runs to 200–400 pages of accounting jargon. Few people have the time or training to extract what matters.
A score out of 100 and a one-sentence summaryWe read the report for you and sum it up: the score, five areas (profitability, balance sheet, cash, stability, growth) and one sentence that says what matters. How the score is calculated
People invest on a story, not on figures
Social media, forums, a friend's tip: many decisions rest on an appealing narrative rather than on what the accounts actually say.
Official figures, verifiable in one clickEvery amount shown comes from the report filed with the regulator, and every company page links to the original document.
Warning signs go unnoticed
Swelling debt, shrinking cash, profits that never turn into cash: these signals often come before bad surprises.
Recognised risk testsThe Altman Z-score estimates distress risk, the Piotroski F-score measures earnings quality, and the “On watch” table isolates fragile profiles.
Professional tools are out of reach
Financial data terminals cost tens of thousands of euros a year and take training to use.
Free to start, affordable afterEvery company page and the score are free. Paid plans add ten-year history, exports and wider comparison. See plans
Nobody has time to follow everything
Once invested, you need to watch every new annual report, and the news rarely arrives at the right moment.
A watchlist and alertsFollow your companies in a list; with the Essential plan, get an e-mail when a score changes or a new report is published.
For finance professionals
Analysts, fund managers, advisers: you need speed, international coverage and figures you can defend.
The first screen takes hours
Before any deep analysis, fragile cases must be ruled out. Done by hand across thousands of companies, that work eats valuable time.
A ready-to-use screener and rankingsFilter by score, debt, margin, country and sector; browse rankings by country and sector, refreshed from the latest reports. Open the screener
Second-hand data that is hard to audit
Many databases aggregate, restate or estimate without saying how. You then cannot justify a figure to a client or a committee.
Full traceabilityEvery value is tied to the official filing it comes from, and all our formulas are published.
Information split across regulators and standards
SEC in the US, ESEF in Europe, CVM in Brazil, MOPS in Taiwan, DART in Korea, EDINET in Japan: as many systems, formats and standards (US GAAP, IFRS, Japanese GAAP).
One format for 33 countriesWe standardise these sources into one structure: same line items, same ratios, same scoring grid, whatever the origin of the report.
Comparing companies across countries
Putting a European, an American and an Asian group side by side means reconciling currencies, fiscal years and accounting presentations.
Side-by-side comparisonCompare up to ten companies on the same indicators, with their score and history, in seconds. Compare companies
Writing an analysis note takes time
Summing up a company's accounts, ratios and risks in a presentable document remains a long, repetitive task.
An AI assistant, exports and reportsThe assistant writes an analysis from the official figures, by text or voice; export statements and ratios to Excel or generate a PDF report. Try the AI assistant
What Scorvest is not
- An investment adviser: we never tell you what to buy or sell.
- A share-price forecasting tool: the score measures financial health, not where the stock will go.
- A source of rumours or estimates: only figures published by the companies are used.
See the difference on a real company.
Search for a company you know: its score, strengths and risks appear in seconds.