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UVV · NYSE · United States · Wholesale-Farm Product Raw Materials
In shortUNIVERSAL CORP /VA/ is profitable, generates cash and carries moderate debt, with revenue stable (−1.3% last year).
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 5.8% | 36/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 1.1% | 25/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 2.3% | 11/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 4.5% | 30/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 3.49× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.44× | 87/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 2.50× | 43/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 2.28× | 7/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 6.22 | 100/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 2.8% | 31/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 2.46× | 100/100 |
| Years with positive free cash flow (last 5) | 2 of 5 | 25/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 1 of 5 | 67/100 |
| Revenue growth volatility | 8.4% | 80/100 |
| Operating margin volatility | 0.9% | 100/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 4.2% | 40/100 |
|---|---|---|
| EPS growth, 3-year average | -36.0% | 0/100 |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 2,091 | 2,550 | 2,722 | 2,923 | 2,885 |
| Cost of revenue | 1,695 | 2,112 | 2,212 | 2,399 | 2,412 |
| Gross profit | 396 | 438 | 509 | 524 | 473 |
| Selling, general & admin | 241 | 277 | 311 | 305 | 301 |
| Operating income | 160 | 181 | 222 | 233 | 168 |
| Interest expense | 28 | 49 | 66 | 80 | 74 |
| Pre-tax income | 142 | 142 | 164 | 154 | 103 |
| Income tax | 39 | 12 | 31 | 41 | 47 |
| Net income | 87 | 124 | 120 | 95 | 33 |
| Diluted EPS | $3.47 | $4.97 | $4.78 | $3.78 | $1.30 |
| Diluted shares (millions) | 25 | 25 | 25 | 25 | 25 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
6.22 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
6/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 5, 2026