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UHAL · NYSE · United States · Services-Auto Rental & Leasing (No Drivers)
In shortU-Haul Holding Co /NV/ is profitable, burns cash and carries moderate debt, with revenue growing (+3.6% last year).
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 7.2% | 41/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 1.4% | 26/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 1.1% | 6/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 2.0% | 14/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | – | n/a |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 1.07× | 52/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 4.34× | 0/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 1.19× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | -22.5% | 0/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | -16.36× | 0/100 |
| Years with positive free cash flow (last 5) | 0 of 5 | 0/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 1 of 5 | 67/100 |
| Revenue growth volatility | 11.6% | 68/100 |
| Operating margin volatility | 8.8% | 29/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 1.0% | 22/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 5,740 | 5,865 | 5,626 | 5,829 | 6,038 |
| Cost of revenue | 260 | 263 | 242 | 234 | 247 |
| Gross profit | 5,480 | 5,602 | 5,384 | 5,595 | 5,791 |
| Operating income | 1,646 | 1,446 | 978 | 716 | 433 |
| Interest expense | 167 | 224 | 256 | 296 | 365 |
| Pre-tax income | 1,477 | 1,219 | 840 | 478 | 113 |
| Income tax | 352 | 295 | 211 | 110 | 30 |
| Net income | 1,124 | 924 | 629 | 367 | 83 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: a required balance-sheet item is missing.
3/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 5, 2026