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TTAN · Nasdaq · United States · Services-Prepackaged Software
In shortServiceTitan, Inc. is loss-making, generates cash and holds more cash than debt, with revenue growing (+24.5% last year).
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | -17.6% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -16.6% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -10.7% | 0/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | -8.8% | 0/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 3.49× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.00× | 100/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | -23.41× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 5.85 | 100/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 11.0% | 64/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 2 of 4 | 37/100 |
Weight in the score: 20%
| Profitable years (last 5) | 0 of 4 | 0/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 3 | 100/100 |
| Revenue growth volatility | 3.7% | 98/100 |
| Operating margin volatility | 12.3% | 0/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 27.1% | 100/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
The last 4 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Revenue | 468 | 614 | 772 | 961 |
| Cost of revenue | 202 | 238 | 271 | 287 |
| Gross profit | 266 | 377 | 501 | 674 |
| Research & development | 159 | 204 | 263 | 303 |
| Operating income | (222) | (183) | (230) | (169) |
| Interest expense | 55 | 16 | 16 | 7.2 |
| Pre-tax income | (283) | (191) | (237) | (157) |
| Income tax | (13) | 4.1 | 2.3 | 2.7 |
| Net income | (270) | (195) | (239) | (160) |
| Diluted EPS | −$9.31 | −$7.24 | −$8.53 | −$1.73 |
| Diluted shares (millions) | 30 | 33 | 42 | 92 |
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of ServiceTitan, Inc. are included in the Investor plan. Try free for 7 days →
5.85 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
6/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jan 31, 2026 · Data updated Sep 8, 2026