Reading the annual reports…
First time this company is opened: we are analysing its official reports. This can take up to a minute; after that the page loads instantly.
First time this company is opened: we are analysing its official reports. This can take up to a minute; after that the page loads instantly.
TOP · Nasdaq · United States · Security & Commodity Brokers, Dealers, Exchanges & Services
In shortTOP Financial Group Ltd is loss-making.
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.
| Operating marginShare of each sale left after running the business, before interest and tax. | -24.9% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -24.8% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -3.4% | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 277.8% | n/a |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 3 of 5 | n/a |
Weight in the score: 20%
| Profitable years (last 5) | 3 of 5 | 60/100 |
|---|---|---|
| Years of revenue decline (last 5) | 3 of 5 | 0/100 |
| Revenue growth volatility | 42.0% | 0/100 |
| Operating margin volatility | 106.1% | 0/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -21.3% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
2 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 8.6 | 9.7 | 8 | 3.3 | 4.7 |
| Operating income | – | – | – | (5.8) | (1.2) |
| Pre-tax income | 3.6 | 3.4 | 1 | (5.8) | – |
| Income tax | 0.1 | 0 | (0.1) | 0.1 | (0) |
| Net income | 3.5 | 3.4 | 1.1 | (6) | (1.2) |
| Diluted EPS | $0.12 | $0.10 | $0.03 | −$0.16 | −$0.03 |
| Diluted shares (millions) | 30 | 34 | 32 | 37 | 37 |
2 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: the model does not apply to banks and insurers.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 17, 2026