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TJX · NYSE · United States · Retail-Family Clothing Stores
In shortTJX COMPANIES INC /DE/ is profitable, generates cash and holds more cash than debt, with revenue growing (+7.1% last year).
Financial health
Strong
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | – | n/a |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 9.1% | 56/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 59.1% | 100/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | – | n/a |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.14× | 28/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.28× | 95/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | – | n/a |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 8.1% | 53/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 0.89× | 74/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 20.5% | 35/100 |
| Operating margin volatility | – | n/a |
Weight in the score: 20%
| Revenue growth, 3-year average | 6.5% | 53/100 |
|---|---|---|
| EPS growth, 3-year average | 17.9% | 100/100 |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 48,550 | 49,936 | 54,217 | 56,360 | 60,372 |
| Cost of revenue | 34,714 | 36,149 | 37,951 | 39,112 | 41,679 |
| Gross profit | 13,836 | 13,787 | 16,266 | 17,248 | 18,693 |
| Selling, general & admin | 9,081 | 8,927 | 10,469 | 10,946 | 11,515 |
| Interest expense | 123 | 91 | 82 | 78 | 79 |
| Pre-tax income | 4,398 | 4,636 | 5,967 | 6,483 | 7,299 |
| Income tax | 1,115 | 1,138 | 1,493 | 1,619 | 1,805 |
| Net income | 3,283 | 3,498 | 4,474 | 4,864 | 5,494 |
| Diluted EPS | $2.70 | $2.97 | $3.86 | $4.26 | $4.87 |
| Diluted shares (millions) | 1,216 | 1,178 | 1,159 | 1,142 | 1,128 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of TJX COMPANIES INC /DE/ are included in the Investor plan. Try free for 7 days →
Not computed: a required balance-sheet item is missing.
7/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Aug 1, 2026 · Data updated Aug 28, 2026