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TITN · Nasdaq · United States · Retail-Retail Stores, Nec
In shortTitan Machinery Inc. is loss-making, generates cash and carries moderate debt, with revenue shrinking (−10.2% last year).
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | -0.3% | 16/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -2.2% | 11/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -9.1% | 0/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | -0.7% | 0/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.41× | 51/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.31× | 94/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 4.92× | 0/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | – | n/a |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 2.47 | 35/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 5.7% | 43/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 4 of 5 | 75/100 |
Weight in the score: 20%
| Profitable years (last 5) | 3 of 5 | 60/100 |
|---|---|---|
| Years of revenue decline (last 5) | 2 of 5 | 33/100 |
| Revenue growth volatility | 17.5% | 46/100 |
| Operating margin volatility | 3.3% | 79/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 3.2% | 34/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 1,712 | 2,209 | 2,758 | 2,702 | 2,427 |
| Cost of revenue | 1,379 | 1,769 | 2,227 | 2,306 | 2,045 |
| Gross profit | 333 | 440 | 531 | 396 | 383 |
| Operating income | 90 | 138 | 169 | 4 | (6.7) |
| Interest expense | 5.7 | 6.9 | – | 9.7 | 0 |
| Pre-tax income | 87 | 135 | 151 | (50) | (45) |
| Income tax | 21 | 33 | 39 | (13) | 8.8 |
| Net income | 66 | 102 | 112 | (37) | (54) |
| Diluted EPS | $2.92 | $4.49 | $4.93 | −$1.63 | −$2.38 |
| Diluted shares (millions) | 22 | 22 | 22 | 23 | 23 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of Titan Machinery Inc. are included in the Investor plan. Try free for 7 days →
2.47 Grey zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jul 31, 2026 · Data updated Sep 3, 2026