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SDA · Nasdaq · United States · Services-Automotive Repair, Services & Parking
In shortSunCar Technology Group Inc. is loss-making, generates cash and carries heavy debt, with revenue growing (+21.5% last year).
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | -13.2% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -15.5% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -491.0% | 0/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | -48.3% | 0/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.25× | 38/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 7.03× | 0/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | – | n/a |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | -15.91× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | -3.05 | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 2.5% | 30/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 1 of 4 | 6/100 |
Weight in the score: 20%
| Profitable years (last 5) | 0 of 4 | 0/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 3 | 100/100 |
| Revenue growth volatility | 7.7% | 82/100 |
| Operating margin volatility | 7.1% | 45/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 21.0% | 100/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2024 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
The last 4 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 |
|---|---|---|---|---|
| Revenue | 249 | 282 | 364 | 442 |
| Research & development | 3.7 | 8.5 | 14 | 40 |
| Operating income | 10 | (13) | (15) | (58) |
| Interest expense | 3.5 | 3.8 | 3.7 | 3.7 |
| Pre-tax income | 11 | (11) | (15) | (62) |
| Income tax | 0.9 | 0.2 | 2.6 | 2.9 |
| Net income | (24) | (6.7) | (27) | (69) |
| Diluted EPS | −$0.29 | −$0.08 | −$0.31 | −$0.72 |
| Diluted shares (millions) | 82 | 82 | 85 | 96 |
The last 3 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 3 quarters of SunCar Technology Group Inc. are included in the Investor plan. Try free for 7 days →
−3.05 Distress zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
4/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2025 · Data updated Dec 22, 2025