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PSMT · Nasdaq · United States · Retail-Variety Stores
In shortPRICESMART INC is profitable, generates cash and holds more cash than debt, with revenue growing (+7.2% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 4.4% | 31/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 2.8% | 31/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 12.5% | 62/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 11.6% | 77/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.34× | 45/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.15× | 100/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 20.19× | 100/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 4.12 | 78/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 2.0% | 28/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 0.70× | 50/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 2.1% | 100/100 |
| Operating margin volatility | 0.2% | 100/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 9.0% | 67/100 |
|---|---|---|
| EPS growth, 3-year average | 12.6% | 88/100 |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 3,620 | 4,066 | 4,412 | 4,914 | 5,270 |
| Cost of revenue | – | – | 3,653 | 4,067 | 4,356 |
| Gross profit | – | – | 759 | 847 | 914 |
| Operating income | 158 | 167 | 185 | 221 | 233 |
| Interest expense | 7.2 | 9.6 | 11 | 13 | 12 |
| Pre-tax income | 147 | 156 | 169 | 0.1 | 206 |
| Income tax | 49 | 52 | 60 | 63 | 59 |
| Net income | 98 | 105 | 109 | 139 | 148 |
| Diluted EPS | $3.18 | $3.38 | $3.50 | $4.57 | $4.82 |
| Diluted shares (millions) | 30 | 31 | 31 | 30 | 30 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of PRICESMART INC are included in the Investor plan. Try free for 7 days →
4.12 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
6/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: May 31, 2026 · Data updated Jul 8, 2026