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PRG · NYSE · United States · Services-Equipment Rental & Leasing, Nec
In shortPROG Holdings, Inc. is profitable, generates cash and carries moderate debt, with revenue stable (+0.4% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 8.6% | 45/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 6.1% | 44/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 21.0% | 100/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 11.0% | 73/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | – | n/a |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.80× | 67/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 1.24× | 79/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 4.20× | 26/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 13.5% | 74/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 2.21× | 100/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 2 of 5 | 33/100 |
| Revenue growth volatility | 6.6% | 87/100 |
| Operating margin volatility | 2.0% | 91/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -2.5% | 3/100 |
|---|---|---|
| EPS growth, 3-year average | 23.6% | 100/100 |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
3 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 2,678 | 2,598 | 2,339 | 2,399 | 2,409 |
| Selling, general & admin | – | 366 | 341 | 339 | 379 |
| Operating income | 334 | 186 | 219 | 195 | 207 |
| Interest expense | 5.3 | 37 | 39 | 39 | 49 |
| Pre-tax income | 328 | 148 | 189 | 163 | 175 |
| Income tax | 85 | 50 | 55 | (34) | 50 |
| Net income | 244 | 99 | 139 | 197 | 147 |
| Diluted EPS | $3.67 | $1.90 | $2.98 | $4.53 | $3.59 |
| Diluted shares (millions) | 66 | 52 | 47 | 44 | 41 |
3 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: a required balance-sheet item is missing.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Jul 30, 2026