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PRCH · Nasdaq · United States · Accident & Health Insurance
In shortPorch Group, Inc. is loss-making.
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.
| Operating marginShare of each sale left after running the business, before interest and tax. | 7.6% | 42/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -0.7% | 17/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | – | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 13.7% | n/a |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 2 of 5 | n/a |
Weight in the score: 20%
| Profitable years (last 5) | 0 of 5 | 0/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 65.8% | 0/100 |
| Operating margin volatility | 28.2% | 0/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 20.5% | 100/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
2 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 192 | 276 | 430 | 438 | 482 |
| Cost of revenue | 59 | 108 | 229 | 236 | 142 |
| Gross profit | 134 | 168 | 201 | 202 | 340 |
| Operating income | (83) | (177) | (190) | (65) | 37 |
| Interest expense | 5.8 | 8.7 | 32 | 43 | 52 |
| Pre-tax income | (117) | (156) | (133) | (31) | 27 |
| Income tax | (10) | 0.8 | 0.6 | 2.1 | 11 |
| Net income | (107) | (157) | (134) | (33) | (3.4) |
| Diluted EPS | −$1.14 | −$1.61 | −$1.39 | −$0.33 | −$0.03 |
| Diluted shares (millions) | 94 | 97 | 96 | 100 | 104 |
2 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: the model does not apply to banks and insurers.
7/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Jul 29, 2026