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OPAD · Nasdaq · United States · Real Estate Agents & Managers (For Others)
In shortOfferpad Solutions Inc. is loss-making.
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | -5.9% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -8.2% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -108.0% | 0/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | – | n/a |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.48× | 57/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | – | n/a |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | – | n/a |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | -2.49× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | -9.95 | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 11.6% | 66/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 4 of 5 | 75/100 |
Weight in the score: 20%
| Profitable years (last 5) | 1 of 5 | 20/100 |
|---|---|---|
| Years of revenue decline (last 5) | 3 of 5 | 0/100 |
| Revenue growth volatility | 76.7% | 0/100 |
| Operating margin volatility | 3.4% | 79/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -47.6% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
2 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 2,070 | 3,952 | 1,314 | 919 | 568 |
| Cost of revenue | 1,863 | 3,770 | 1,244 | 847 | 526 |
| Gross profit | 208 | 182 | 70 | 72 | 42 |
| Research & development | 11 | 12 | 7.9 | 4.5 | 3.4 |
| Operating income | 20 | (127) | (104) | (46) | (33) |
| Interest expense | 16 | 46 | 19 | 19 | 13 |
| Pre-tax income | 6.6 | (148) | (117) | (62) | (46) |
| Income tax | 0.2 | 0.4 | 0.2 | 0 | 0.4 |
| Net income | 6.5 | (149) | (117) | (62) | (46) |
| Diluted EPS | $0.68 | −$9.09 | −$4.44 | −$2.27 | −$1.50 |
| Diluted shares (millions) | 9.5 | 16 | 26 | 27 | 31 |
2 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of Offerpad Solutions Inc. are included in the Investor plan. Try free for 7 days →
−9.95 Distress zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 3, 2026