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MNY · Nasdaq · United States · Services-Business Services, Nec
In shortMoneyHero Ltd is profitable, burns cash and holds more cash than debt, with revenue stable (−1.4% last year).
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | -50.5% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 47.5% | 100/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 59.4% | 100/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | -65.8% | 0/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 2.44× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.00× | 100/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | -1577.88× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | -31.7% | 0/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | -0.67× | 0/100 |
| Years with positive free cash flow (last 5) | 0 of 4 | 0/100 |
Weight in the score: 20%
| Profitable years (last 5) | 4 of 4 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 1 of 3 | 44/100 |
| Revenue growth volatility | 10.0% | 74/100 |
| Operating margin volatility | 9.5% | 23/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 8.7% | 65/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2024 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
The last 4 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 |
|---|---|---|---|---|
| Revenue | 62 | 68 | 81 | 80 |
| Cost of revenue | 30 | 34 | 44 | 46 |
| Gross profit | 32 | 34 | 37 | 33 |
| Operating income | (29) | (41) | (30) | (40) |
| Interest expense | 1.7 | 7.8 | 19 | 0 |
| Pre-tax income | (31) | (50) | (173) | (38) |
| Income tax | (0) | (0.3) | 0.1 | 0.1 |
| Net income | 31 | 49 | 173 | 38 |
| Diluted EPS | −$143.21 | −$102.43 | −$17.92 | −$0.94 |
| Diluted shares (millions) | 0.2 | 0.5 | 9.6 | 40 |
Not computed: a required balance-sheet item is missing.
Not computed: it needs two consecutive complete years.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2025 · Data updated May 6, 2025