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LU · NYSE · United States · Finance Services
In shortLufax Holding Ltd is loss-making.
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.
| Operating marginShare of each sale left after running the business, before interest and tax. | – | n/a |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -47.4% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -4.5% | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 22.3% | n/a |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 5 of 5 | n/a |
Weight in the score: 20%
| Profitable years (last 5) | 4 of 5 | 80/100 |
|---|---|---|
| Years of revenue decline (last 5) | 5 of 5 | 0/100 |
| Revenue growth volatility | 21.5% | 32/100 |
| Operating margin volatility | – | n/a |
Weight in the score: 20%
| Revenue growth, 3-year average | -40.3% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2024 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
2 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
CNY millions; negative values in parentheses.
| Fiscal year | FY20 | FY21 | FY22 | FY23 | FY24 |
|---|---|---|---|---|---|
| Revenue | 41,222 | 38,294 | 29,215 | 15,319 | 8,161 |
| Interest expense | 2,866 | 996 | 1,173 | 349 | 85 |
| Pre-tax income | 17,910 | 23,400 | 12,046 | 1,588 | (2,079) |
| Income tax | 5,633 | 6,691 | 4,188 | 635 | 1,525 |
| Net income | 12,354 | 16,804 | 7,777 | 810 | (3,871) |
| Diluted EPS | ¥11.10 | – | ¥6.78 | ¥0.71 | – |
| Diluted shares (millions) | 1,126 | 1,360 | 1,147 | 1,147 | 1,395 |
2 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: the model does not apply to banks and insurers.
2/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2025 · Data updated Feb 17, 2026