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KWY · NYSE · United States · Fire, Marine & Casualty Insurance
In shortKINGSWAY Corp is loss-making.
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.
| Operating marginShare of each sale left after running the business, before interest and tax. | -1.8% | 11/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -8.8% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -101.1% | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | -0.0% | n/a |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 1 of 5 | n/a |
Weight in the score: 20%
| Profitable years (last 5) | 2 of 5 | 40/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 9.2% | 77/100 |
| Operating margin volatility | 2.3% | 88/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 13.1% | 90/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 78 | 93 | 103 | 109 | 135 |
| Operating income | (0.5) | (3.6) | 1 | 2.2 | (2.4) |
| Interest expense | 6.2 | 8.1 | 6.3 | 4.8 | 5.4 |
| Pre-tax income | (6.6) | 35 | 24 | (8.3) | (14) |
| Income tax | (3.9) | 4.8 | (1.9) | (0.1) | (3.8) |
| Net income | (0.8) | 24 | 23 | (9.5) | (12) |
| Diluted EPS | −$0.04 | $0.98 | $0.89 | −$0.35 | −$0.43 |
| Diluted shares (millions) | 23 | 25 | 26 | 27 | 28 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: the model does not apply to banks and insurers.
2/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 6, 2026