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KEY · NYSE · United States · National Commercial Banks
In shortKEYCORP /NEW/ is profitable.
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.
| Operating marginShare of each sale left after running the business, before interest and tax. | – | n/a |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 24.3% | 100/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 9.5% | 47/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 28.0% | n/a |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 1.15× | n/a |
| Years with positive free cash flow (last 5) | 5 of 5 | n/a |
Weight in the score: 20%
| Profitable years (last 5) | 4 of 5 | 80/100 |
|---|---|---|
| Years of revenue decline (last 5) | 3 of 5 | 0/100 |
| Revenue growth volatility | 34.4% | 0/100 |
| Operating margin volatility | – | n/a |
Weight in the score: 20%
| Revenue growth, 3-year average | 1.1% | 23/100 |
|---|---|---|
| EPS growth, 3-year average | -7.7% | 0/100 |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 7,292 | 7,272 | 6,413 | 4,619 | 7,513 |
| Interest expense | 296 | 885 | 4,014 | – | – |
| Pre-tax income | 3,254 | 2,333 | 1,160 | (306) | 2,304 |
| Income tax | 642 | 422 | 196 | (143) | 476 |
| Net income | 2,625 | 1,917 | 967 | (161) | 1,829 |
| Diluted EPS | $2.63 | $1.93 | $0.88 | −$0.32 | $1.52 |
| Diluted shares (millions) | 957 | 933 | 933 | 950 | 1,108 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: the model does not apply to banks and insurers.
6/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 4, 2026