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FIVN · Nasdaq · United States · Services-Computer Processing & Data Preparation
In shortFive9, Inc. is profitable, generates cash and carries moderate debt, with revenue growing (+10.3% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 2.5% | 25/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 3.4% | 34/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 5.6% | 28/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 1.7% | 11/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 4.51× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.94× | 59/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 0.43× | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 2.05× | 5/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 2.98 | 48/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 17.5% | 90/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 5.11× | 100/100 |
| Years with positive free cash flow (last 5) | 4 of 5 | 75/100 |
Weight in the score: 20%
| Profitable years (last 5) | 1 of 5 | 20/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 12.1% | 66/100 |
| Operating margin volatility | 5.7% | 57/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 13.8% | 94/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 610 | 779 | 910 | 1,042 | 1,149 |
| Cost of revenue | 271 | 368 | 433 | 478 | 516 |
| Gross profit | 338 | 411 | 478 | 564 | 633 |
| Research & development | 107 | 142 | 157 | 166 | 152 |
| Operating income | (56) | (88) | (99) | (51) | 29 |
| Interest expense | 8 | 7.5 | 7.6 | 15 | 14 |
| Pre-tax income | (64) | (90) | (79) | (13) | 45 |
| Income tax | (11) | 4.4 | 2.3 | 0 | 5.5 |
| Net income | (53) | (95) | (82) | (13) | 39 |
| Diluted EPS | −$0.79 | −$1.35 | −$1.13 | −$0.17 | $0.45 |
| Diluted shares (millions) | 68 | 70 | 72 | 75 | 88 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of Five9, Inc. are included in the Investor plan. Try free for 7 days →
2.98 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
7/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 6, 2026