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CVCO · Nasdaq · United States · Mobile Homes
In shortCAVCO INDUSTRIES, INC. is profitable.
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 10.2% | 51/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 8.5% | 54/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 17.6% | 88/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | – | n/a |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 2.46× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | – | n/a |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | – | n/a |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 422.49× | 100/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 9.20 | 100/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 10.3% | 61/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 1.22× | 100/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 1 of 5 | 67/100 |
| Revenue growth volatility | 23.8% | 23/100 |
| Operating margin volatility | 1.9% | 92/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 1.6% | 25/100 |
|---|---|---|
| EPS growth, 3-year average | -3.8% | 6/100 |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 1,627 | 2,143 | 1,795 | 2,015 | 2,245 |
| Cost of revenue | 1,218 | 1,588 | 1,368 | 1,550 | 1,718 |
| Gross profit | 409 | 555 | 427 | 466 | 527 |
| Selling, general & admin | 206 | 258 | 248 | 275 | 298 |
| Operating income | 202 | 297 | 179 | 190 | 229 |
| Interest expense | 0.7 | 0.9 | 1.6 | 0.5 | 0.5 |
| Pre-tax income | 212 | 307 | 199 | 211 | 245 |
| Income tax | 14 | 66 | 41 | 40 | 54 |
| Net income | 198 | 241 | 158 | 171 | 191 |
| Diluted EPS | $21.34 | $26.95 | $18.37 | $20.71 | $23.98 |
| Diluted shares (millions) | 9.3 | 8.9 | 8.6 | 8.3 | 7.9 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
9.20 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
8/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 27, 2026 · Data updated Jul 31, 2026