Reading the annual reports…
First time this company is opened: we are analysing its official reports. This can take up to a minute; after that the page loads instantly.
First time this company is opened: we are analysing its official reports. This can take up to a minute; after that the page loads instantly.
CTO · NYSE · United States · Real Estate Investment Trusts
In shortCTO Realty Growth, Inc. is profitable, generates cash and carries moderate debt, with revenue growing (+20.1% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 22.7% | 92/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 6.7% | 47/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 1.7% | 9/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 2.8% | 18/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | – | n/a |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 1.09× | 51/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 6.49× | 0/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 1.26× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 43.2% | 100/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 6.40× | 100/100 |
| Years with positive free cash flow (last 5) | 3 of 5 | 50/100 |
Weight in the score: 20%
| Profitable years (last 5) | 4 of 5 | 80/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 7.2% | 84/100 |
| Operating margin volatility | 8.3% | 34/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 22.0% | 100/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 70 | 82 | 109 | 125 | 150 |
| Cost of revenue | 22 | 23 | 30 | 33 | 38 |
| Gross profit | 48 | 59 | 79 | 91 | 112 |
| Operating income | 23 | 11 | 27 | 18 | 34 |
| Interest expense | 8.9 | 11 | 22 | 23 | 27 |
| Pre-tax income | 27 | 0.3 | 6.1 | (2.3) | 11 |
| Income tax | (3.1) | (2.8) | 0.6 | (0.3) | 0.4 |
| Net income | 30 | 3.2 | 5.5 | (2) | 10 |
| Diluted EPS | $1.56 | −$0.09 | $0.03 | −$0.35 | $0.08 |
| Diluted shares (millions) | 18 | 19 | 23 | 25 | 32 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: a required balance-sheet item is missing.
6/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Apr 28, 2026