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CRI · NYSE · United States · Apparel & Other Finishd Prods Of Fabrics & Similar Matl
In shortCARTERS INC is profitable, generates cash and carries moderate debt, with revenue stable (+1.9% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 5.0% | 33/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 3.2% | 33/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 10.3% | 52/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 7.8% | 52/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 2.51× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.61× | 77/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 0.41× | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 4.21× | 26/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 4.11 | 77/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 2.4% | 29/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 0.75× | 56/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 3 of 5 | 0/100 |
| Revenue growth volatility | 9.7% | 75/100 |
| Operating margin volatility | 3.5% | 77/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -3.4% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | -26.4% | 0/100 |
Weight in the score: 10%
Fiscal year 2026 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY22 | FY22 | FY23 | FY24 | FY26 |
|---|---|---|---|---|---|
| Revenue | 3,486 | 3,213 | 2,946 | 2,844 | 2,898 |
| Gross profit | 1,662 | 1,472 | 1,396 | 1,365 | 1,315 |
| Selling, general & admin | 1,194 | 1,110 | 1,094 | 1,100 | 1,189 |
| Operating income | 497 | 379 | 323 | 255 | 144 |
| Interest expense | 60 | 43 | 34 | 31 | 34 |
| Pre-tax income | 438 | 317 | 302 | 231 | 114 |
| Income tax | 99 | 67 | 70 | 45 | 22 |
| Net income | 340 | 250 | 233 | 186 | 92 |
| Diluted EPS | $7.81 | $6.34 | $6.24 | $5.12 | $2.53 |
| Diluted shares (millions) | 43 | 39 | 37 | 36 | 35 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
4.11 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jul 4, 2026 · Data updated Jul 31, 2026