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CRE · Nasdaq · United States · Commercial Printing
In shortCre8 Enterprise Ltd is profitable, generates cash and holds more cash than debt, with revenue growing (+26.1% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 4.5% | 32/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 4.0% | 36/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 17.2% | 86/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 7.5% | 50/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.57× | 65/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.16× | 100/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 23.37× | 100/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 3.23 | 55/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 8.3% | 53/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 2.05× | 100/100 |
| Years with positive free cash flow (last 5) | 3 of 4 | 69/100 |
Weight in the score: 20%
| Profitable years (last 5) | 3 of 4 | 75/100 |
|---|---|---|
| Years of revenue decline (last 5) | 1 of 3 | 44/100 |
| Revenue growth volatility | 19.1% | 40/100 |
| Operating margin volatility | 12.5% | 0/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 10.5% | 75/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
The last 4 fiscal years from the company's annual reports.
HKD millions; negative values in parentheses.
| Fiscal year | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Revenue | 97 | 115 | 104 | 131 |
| Cost of revenue | 74 | 68 | 61 | 76 |
| Gross profit | 23 | 47 | 42 | 55 |
| Selling, general & admin | 8.6 | 5.6 | 6.8 | 16 |
| Operating income | (17) | 9.1 | 8.3 | 5.9 |
| Interest expense | 0.8 | 0.1 | 0.3 | 0.3 |
| Pre-tax income | (15) | 9.3 | 8.5 | 6.9 |
| Income tax | (2.7) | 1.5 | 2.1 | 1.6 |
| Net income | (12) | 7.8 | 6.4 | 5.3 |
| Diluted EPS | −HKD0.55 | HKD4.15 | HKD3.41 | HKD2.73 |
| Diluted shares (millions) | 23 | 1.9 | 1.9 | 1.9 |
3.23 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
6/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2025 · Data updated Apr 24, 2026