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CNH · NYSE · United States · Construction Machinery & Equip
In shortCNH Industrial N.V. is profitable.
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | – | n/a |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 2.8% | 31/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 6.6% | 33/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | – | n/a |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | – | n/a |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | – | n/a |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | – | n/a |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | – | n/a |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 14.0% | 76/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 4.98× | 100/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 2 of 5 | 33/100 |
| Revenue growth volatility | 21.0% | 33/100 |
| Operating margin volatility | – | n/a |
Weight in the score: 20%
| Revenue growth, 3-year average | -8.4% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | -35.0% | 0/100 |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 19,496 | 23,551 | 24,687 | 19,836 | 18,095 |
| Cost of revenue | 14,109 | 16,797 | 16,838 | 13,350 | 12,389 |
| Gross profit | 5,387 | 6,754 | 7,849 | 6,486 | 5,706 |
| Research & development | 642 | 866 | 1,041 | 924 | 1,025 |
| Selling, general & admin | 1,454 | 1,752 | 1,863 | 1,712 | 1,876 |
| Interest expense | 549 | 734 | 1,345 | – | – |
| Pre-tax income | 1,939 | 2,682 | 2,703 | 1,457 | 620 |
| Income tax | 229 | 747 | 594 | 336 | 184 |
| Net income | 1,723 | 2,029 | 2,275 | 1,246 | 510 |
| Diluted EPS | $1.27 | $1.49 | $1.69 | $0.99 | $0.41 |
| Diluted shares (millions) | 1,361 | 1,362 | 1,350 | 1,260 | 1,251 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: a required balance-sheet item is missing.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 3, 2026