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GMAT3 · B3 · Brazil · Emp. Adm. Part. - Comércio (Atacado e Varejo)
In shortGrupo Mateus S.A. is profitable, generates cash and carries moderate debt, with revenue growing (+19.8% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 5.9% | 36/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 4.8% | 39/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 18.1% | 91/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 10.6% | 70/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.75× | 79/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.28× | 96/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 0.38× | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 1.84× | 3/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 3.21 | 54/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 2.1% | 28/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 0.44× | 18/100 |
| Years with positive free cash flow (last 5) | 3 of 5 | 50/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 0 of 5 | 100/100 |
| Revenue growth volatility | 7.3% | 84/100 |
| Operating margin volatility | 0.3% | 100/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | 20.9% | 100/100 |
|---|---|---|
| EPS growth, 3-year average | 55.0% | 100/100 |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
1 older year available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
BRL millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 15,877 | 21,768 | 26,774 | 32,085 | 38,424 |
| Cost of revenue | 12,174 | 16,969 | 20,961 | 24,825 | 29,817 |
| Gross profit | 3,702 | 4,799 | 5,813 | 7,260 | 8,607 |
| Selling, general & admin | 2,727 | 3,611 | 4,390 | 5,161 | 6,445 |
| Operating income | 916 | 1,365 | 1,683 | 2,091 | 2,261 |
| Interest expense | 270 | 461 | 647 | 839 | 1,228 |
| Pre-tax income | 788 | 1,088 | 1,277 | 1,519 | 1,345 |
| Income tax | 19 | 24 | 43 | 184 | 512 |
| Net income | 759 | 1,052 | 1,221 | 1,318 | 1,833 |
| Diluted EPS | BRL0.16 | BRL0.22 | BRL0.55 | BRL0.60 | BRL0.82 |
1 older year available with the 10-year history. Essential plan, from €8.25/month →
3.21 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: CVM (dados.cvm.gov.br). Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2025 · Data updated Mar 18, 2026