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BLNE · Nasdaq · United States · Mortgage Bankers & Loan Correspondents
In shortBeeline Holdings, Inc. is loss-making.
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.
| Operating marginShare of each sale left after running the business, before interest and tax. | -251.5% | 0/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -298.2% | 0/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -45.7% | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | -276.2% | n/a |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 0 of 5 | n/a |
Weight in the score: 20%
| Profitable years (last 5) | 0 of 5 | 0/100 |
|---|---|---|
| Years of revenue decline (last 5) | 3 of 5 | 0/100 |
| Revenue growth volatility | 283.8% | 0/100 |
| Operating margin volatility | 190.7% | 0/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -18.5% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 13 | 14 | 11 | 1.1 | 7.8 |
| Cost of revenue | 9.5 | 11 | 9.4 | – | – |
| Gross profit | 2.9 | 2.4 | 1.1 | – | – |
| Operating income | (6.9) | (6.6) | (2.4) | (5.2) | (20) |
| Interest expense | 1.3 | 2.2 | 1.1 | 2.2 | 2.3 |
| Pre-tax income | (6.1) | (16) | (4.8) | (2.4) | (23) |
| Net income | (2.2) | (16) | (7.5) | (11) | (23) |
| Diluted EPS | – | −$21.40 | −$70.42 | −$46.63 | −$2.23 |
| Diluted shares (millions) | – | 0.8 | 0.1 | 0.2 | 14 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
Not computed: the model does not apply to banks and insurers.
4/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 14, 2026