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WHR · NYSE · United States · Household Appliances
In shortWHIRLPOOL CORP /DE/ is profitable, generates cash and carries heavy debt, with revenue shrinking (−6.5% last year).
Financial health
Weak
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 5.4% | 35/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 2.0% | 28/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 11.8% | 59/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 6.8% | 46/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 0.76× | 0/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 2.26× | 0/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 4.68× | 0/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 2.46× | 9/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 0.19 | 0/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 0.5% | 22/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 0.25× | 0/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 3 of 5 | 60/100 |
|---|---|---|
| Years of revenue decline (last 5) | 4 of 5 | 0/100 |
| Revenue growth volatility | 10.7% | 72/100 |
| Operating margin volatility | 6.0% | 55/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -7.7% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | – | n/a |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
Annual figures as reported. Hover a bar or point for the exact value.
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
USD millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 21,985 | 19,724 | 19,455 | 16,607 | 15,524 |
| Cost of revenue | 17,576 | 16,651 | 16,285 | 14,026 | 13,138 |
| Gross profit | 4,409 | 3,073 | 3,170 | 2,581 | 2,386 |
| Research & development | 485 | 465 | 473 | 405 | 370 |
| Selling, general & admin | 2,081 | 1,820 | 1,993 | 1,684 | 1,633 |
| Operating income | 2,348 | (1,056) | 1,015 | 143 | 838 |
| Interest expense | 175 | 190 | 351 | 358 | 341 |
| Pre-tax income | 2,332 | (1,227) | 593 | (188) | 516 |
| Income tax | 518 | 265 | 77 | 10 | 142 |
| Net income | 1,783 | (1,519) | 481 | (323) | 318 |
| Diluted EPS | $28.36 | −$27.18 | $8.72 | −$5.87 | $5.66 |
| Diluted shares (millions) | 63 | 56 | 55 | 55 | 56 |
5 older years available with the 10-year history. Essential plan, from €8.25/month →
The last 8 reported quarters (10-Q and 10-K filings), in USD millions. The fourth quarter is derived from the annual report.
The last 8 quarters of WHIRLPOOL CORP /DE/ are included in the Investor plan. Try free for 7 days →
0.19 Distress zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: SEC EDGAR. Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Jun 30, 2026 · Data updated Aug 4, 2026