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Sydbank A/s financial health, profit and balance sheet · Scorvest

Denmark

Sydbank A/s

Fiscal year ends in December · Figures in DKK

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In shortSydbank A/s is profitable.

Financial health

Strong

Built from five areas over the last five annual reports. Tap an area to see the figures behind it. Bank or insurer: tests that do not apply to them are left out.

How is this score calculated? →

Profitability92

Operating marginShare of each sale left after running the business, before interest and tax.	–	n/a
Net marginShare of each sale left as profit after every cost, interest and tax.	–	n/a
Return on equityProfit earned on the money shareholders put in. Above 15% is strong.	18.5%	92/100

Weight in the score: 25%

Balance sheet47
Equity / assets 7.7% 47/100
Weight in the score: 25%

Equity / assets	7.7%	47/100

Cash generation–

Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt.	–	n/a
Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy.	-0.36×	n/a
Years with positive free cash flow (last 5)	1 of 4	n/a

Weight in the score: 20%

Stability100
Profitable years (last 5) 4 of 4 100/100
Years of revenue decline (last 5) – n/a
Revenue growth volatility – n/a
Operating margin volatility – n/a
Weight in the score: 20%
Growth100
Revenue growth, 3-year average – n/a
EPS growth, 3-year average 58.4% 100/100
Weight in the score: 10%

Profitable years (last 5)	4 of 4	100/100
Years of revenue decline (last 5)	–	n/a
Revenue growth volatility	–	n/a
Operating margin volatility	–	n/a

Revenue growth, 3-year average	–	n/a
EPS growth, 3-year average	58.4%	100/100

Fiscal year 2024 · change vs prior year

Revenue: –; –
Net income: kr 2.8B; ▼ 17.4%
Total assets: kr 193.7B; ▲ 4.6%
Operating margin: –; –
Cash & investments: kr 3.8B; –
Total debt: kr 11.2B; ▲ 0.1%
Diluted EPS: kr50.90; ▼ 13.4%
Return on equity: 18.5%; –

European data comes from annual reports in ESEF format (since 2020). Industry and ticker are not provided by this source.

Trends

Annual figures as reported. Hover a bar or point for the exact value.

Revenue and net income

RevenueNet income

Margins

No data reported.

Cash versus debt

Statements

The last 4 fiscal years from the company's annual reports.

DKK millions; negative values in parentheses.

Fiscal year	FY20	FY21	FY23	FY24
Interest expense	462	437	1,694	2,583
Pre-tax income	1,021	1,764	4,281	3,645
Income tax	222	353	939	883
Net income	799	1,411	3,342	2,762
Diluted EPS	kr12.80	kr23.00	kr58.80	kr50.90

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Risk checks

Altman Z'' score

Not computed: the model does not apply to banks and insurers.

Piotroski F-score

Not computed: it needs two consecutive complete years.

Sources

Annual reportPeriod ending Dec 31, 2024Open the report ↗
Annual reportPeriod ending Dec 31, 2022Open the report ↗
Annual reportPeriod ending Dec 31, 2021Open the report ↗

All figures: filings.xbrl.org (ESEF). Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works

Latest annual report: Dec 31, 2024 · Data updated Dec 31, 2024