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Spain
In shortNeinor Homes SA is profitable, generates cash and holds more cash than debt, with revenue growing (+44.8% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 23.4% | 95/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 17.5% | 90/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 12.2% | 61/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 9.2% | 62/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 2.02× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.36× | 91/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 6.07× | 44/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 4.00 | 74/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 30.0% | 100/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | 1.71× | 100/100 |
| Years with positive free cash flow (last 5) | 5 of 5 | 100/100 |
Weight in the score: 20%
| Profitable years (last 5) | 5 of 5 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 3 of 5 | 0/100 |
| Revenue growth volatility | 39.4% | 0/100 |
| Operating margin volatility | 3.7% | 76/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -2.6% | 2/100 |
|---|---|---|
| EPS growth, 3-year average | 4.3% | 46/100 |
Weight in the score: 10%
Fiscal year 2025 · change vs prior year
European data comes from annual reports in ESEF format (since 2020). Industry and ticker are not provided by this source.
Annual figures as reported. Hover a bar or point for the exact value.
1 older year available with the 10-year history. Essential plan, from €8.25/month →
The last 5 fiscal years from the company's annual reports.
EUR millions; negative values in parentheses.
| Fiscal year | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | 914 | 763 | 591 | 487 | 705 |
| Cost of revenue | 671 | 552 | 405 | 333 | 501 |
| Gross profit | 243 | 211 | 185 | 153 | 203 |
| Operating income | 142 | 139 | 111 | 66 | 165 |
| Interest expense | 21 | 22 | 26 | 23 | 27 |
| Pre-tax income | 123 | 119 | 100 | 77 | 137 |
| Income tax | 20 | 23 | 8.1 | 14 | 15 |
| Net income | 103 | 96 | 91 | 62 | 123 |
| Diluted EPS | €1.35 | €1.29 | €1.22 | €0.83 | €1.47 |
1 older year available with the 10-year history. Essential plan, from €8.25/month →
4.00 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
4/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: filings.xbrl.org (ESEF). Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice.
Latest annual report: Dec 31, 2025 · Data updated Feb 25, 2026