Reading the annual reports…
First time this company is opened: we are analysing its official reports. This can take up to a minute; after that the page loads instantly.
First time this company is opened: we are analysing its official reports. This can take up to a minute; after that the page loads instantly.
Poland
In shortInstal Kraków S.a. is profitable, burns cash and carries moderate debt, with revenue growing (+4.5% last year).
Financial health
Solid
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 9.1% | 47/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | 7.3% | 49/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | 9.3% | 46/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 8.4% | 56/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 2.07× | 100/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.04× | 100/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | 0.19× | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 22.46× | 100/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | – | n/a |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | -0.9% | 16/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | -0.13× | 0/100 |
| Years with positive free cash flow (last 5) | 3 of 4 | 69/100 |
Weight in the score: 20%
| Profitable years (last 5) | 4 of 4 | 100/100 |
|---|---|---|
| Years of revenue decline (last 5) | 2 of 3 | 0/100 |
| Revenue growth volatility | 6.7% | 86/100 |
| Operating margin volatility | 1.1% | 99/100 |
Weight in the score: 20%
| Revenue growth, 3-year average | -3.4% | 0/100 |
|---|---|---|
| EPS growth, 3-year average | 6.6% | 58/100 |
Weight in the score: 10%
Fiscal year 2022 · change vs prior year
European data comes from annual reports in ESEF format (since 2020). Industry and ticker are not provided by this source.
Annual figures as reported. Hover a bar or point for the exact value.
The last 4 fiscal years from the company's annual reports.
PLN millions; negative values in parentheses.
| Fiscal year | FY19 | FY20 | FY21 | FY22 |
|---|---|---|---|---|
| Revenue | 442 | 411 | 380 | 398 |
| Cost of revenue | 364 | 346 | 308 | 322 |
| Gross profit | 77 | 66 | 72 | 76 |
| Operating income | 33 | 31 | 37 | 36 |
| Interest expense | 1.1 | 1.3 | 1.9 | 1.6 |
| Pre-tax income | 33 | 31 | 35 | 39 |
| Income tax | 8.1 | 7.4 | 7.7 | 8.3 |
| Net income | 24 | 23 | 27 | 29 |
| Diluted EPS | zł3.29 | zł3.18 | zł3.69 | zł3.98 |
Not computed: a required balance-sheet item is missing.
4/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: filings.xbrl.org (ESEF). Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2022 · Data updated Dec 31, 2022