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Poland
In shortAmica S.a. is loss-making, generates cash and holds more cash than debt, with revenue stable (−0.5% last year).
Financial health
Mixed
Built from five areas over the last five annual reports. Tap an area to see the figures behind it.
| Operating marginShare of each sale left after running the business, before interest and tax. | 0.5% | 18/100 |
|---|---|---|
| Net marginShare of each sale left as profit after every cost, interest and tax. | -0.2% | 19/100 |
| Return on equityProfit earned on the money shareholders put in. Above 15% is strong. | -0.7% | 0/100 |
| Return on invested capitalProfit earned on all the capital used (equity and debt). Above 10% usually means a real competitive edge. | 1.1% | 8/100 |
Weight in the score: 25%
| Current ratioShort-term assets divided by short-term debts. Below 1 can mean tight cash. | 1.55× | 62/100 |
|---|---|---|
| Debt / equityDebt compared with the shareholders' stake. Above 2 is heavily indebted. | 0.14× | 100/100 |
| Net debt / EBITDAYears of operating profit needed to repay net debt. Below 2 is comfortable. | Net cash | 100/100 |
| Interest coverageHow many times operating profit covers interest. Below 2 is risky. | 0.21× | 0/100 |
| Altman Z''Bankruptcy-risk model. Above 2.6 safe, below 1.1 distress. | 2.64 | 40/100 |
Weight in the score: 25%
| Free cash flow marginCash left from each sale after investments. The money that can pay dividends or reduce debt. | 8.6% | 54/100 |
|---|---|---|
| Free cash flow / net incomeHow much accounting profit turns into real cash. Near 1 or above is healthy. | – | n/a |
| Years with positive free cash flow (last 5) | 2 of 3 | 58/100 |
Weight in the score: 20%
| Profitable years (last 5) | 3 of 4 | 75/100 |
|---|---|---|
| Years of revenue decline (last 5) | 1 of 2 | 17/100 |
| Revenue growth volatility | 8.8% | 79/100 |
| Operating margin volatility | 3.0% | 81/100 |
Weight in the score: 20%
Fiscal year 2022 · change vs prior year
European data comes from annual reports in ESEF format (since 2020). Industry and ticker are not provided by this source.
Annual figures as reported. Hover a bar or point for the exact value.
The last 4 fiscal years from the company's annual reports.
PLN millions; negative values in parentheses.
| Fiscal year | FY19 | FY20 | FY21 | FY22 |
|---|---|---|---|---|
| Revenue | – | 3,069 | 3,434 | 3,416 |
| Cost of revenue | 2,171 | 2,240 | 2,606 | 2,672 |
| Gross profit | – | 829 | 828 | 744 |
| Operating income | – | 201 | 150 | 18 |
| Interest expense | 26 | 19 | 24 | 86 |
| Pre-tax income | 145 | 194 | 145 | 3.8 |
| Income tax | 35 | 43 | 34 | 14 |
| Net income | 109 | 151 | 112 | (8.1) |
| Diluted EPS | – | – | zł14.58 | zł1.26 |
2.64 Safe zone
Estimates bankruptcy risk from working capital, retained earnings, operating profit and equity. Above 2.6 is considered safe, below 1.1 signals distress.
5/9
Nine yes-or-no tests on profitability, debt, liquidity and efficiency versus the prior year. 7 to 9 is strong, 0 to 3 is weak.
All figures: filings.xbrl.org (ESEF). Ratios and scores are computed by Scorvest (see how it works). Information only, not investment advice. How it works
Latest annual report: Dec 31, 2022 · Data updated Dec 31, 2022